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After listing with them...our home in Lake Zurich SOLD in 2 weeks!
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Below is a list of some of the real estate professionals we have confidence recommending. As always, for personalized service please do not hesitate to contact Ryan Realtors at (847)526-0300.... 


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A-APPRAISALS
Commercial & Residential Real Estate Appraisal Services Serving Chicagoland Since 1955
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FIFTH THIRD MORTGAGE
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FISHER MORTGAGE COMPANY
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FRANK G. ROUX, LTD
Attorney at Law
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Getting the best Loan for you!
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LAKE COUNTY PARTNERS
Lake County Partners transforms economic opportunities into business realities.
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LAW OFFICES OF DAVID J. FINN, P.C.
Attorney at Law
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RICHARD NAKON & ASSOCIATES
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RYAN and COMPANY, REALTORS
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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
What five basic components of a "smart home" can be controlled by technology?

A 
Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home".
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The Ryan Team, REALTOR®, real estate agent and broker for Wauconda, Island Lake, McHenry and Barrington, Illinois home listings, property and land for sale - NUMBER1EXPERT™

The Ryan Team
Ryan and Company, Realtors

206 S Main Street
Wauconda, IL 60084
(847) 526-0300
Fax: (847) 526-0380
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RYAN and COMPANY, REALTORS are a Full Service Residential, Property Management & Commercial Real Estate Company with...Experience & Knowledge you need in todays market!


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