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Find Out About the Latest Homes for Sale First! We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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YOU CAN’T DO IT ALONE. After listing with them...our home in Lake Zurich SOLD in 2 weeks! Very truly yours, Lawrence & Geraldine Wilk Read Quote > View All Quotes >
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Check Out Our Affiliates! Below is a list of some of the real estate professionals we have confidence recommending. As always, for personalized service please do not hesitate to contact Ryan Realtors at (847)526-0300....
A-APPRAISALS
Commercial & Residential Real Estate Appraisal Services Serving Chicagoland Since 1955
LAKE COUNTY PARTNERS
Lake County Partners transforms economic opportunities into business realities.

Financing Your Home >Hybrids Offer Low Rates
In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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| Q |
What five basic components of a "smart home" can be controlled by technology?
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Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home". |
See More Real Estate Trivia > |
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The Ryan Team Ryan and Company, Realtors 206 S Main Street Wauconda, IL 60084 (847) 526-0300 Fax: (847) 526-0380 ryanresults@aol.com
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